Creditcheck Honolulu

This right was given creditcheck Honolulu to us in late 2003 when Congress passed the Fair and Accurate Credit Transactions Act, or FACTA.

Unfortunately, while Congress intent may have been good, the same cannot be said of the credit repositories. They have already discovered numerous ways to make money from the new law, all at the expense of the consumers. In what is apparently a blatent creditcheck Honolulu attempt to deceive consumers, the repositories have setup a new websitewhich allows individuals to request their credit report online. While this may be convenient, consumers who use the site are actually signing away their privacy rights much as they do when they use other free credit report websites. (NOTE: When you try to reach the website linked above they have locked us from referring you to theirsite. All you have to do creditcheck Honolulu is remove the subdirectories from the website name and return.) The new creditcheck Honolulu sites privacy policy, which is about four pages long, has a clause creditcheck Honolulu that allows them to share your data with just about anyone. Any of the information collected from or creditcheck Honolulu about you, as described above, may creditcheck Honolulu be disclosed to any of the nationwide consumer reporting companies. where to get free credit report Now if they had juststated may be disclosed to Experian, Equifax and TransUnion only, and then STOPPED. We wouldn'creditcheck Honolulu t of had any problems with the privacy statement. But it really concerns us when they are disclosing creditcheck Honolulu any information they collect about you.

One can only guess what information they may be collecting. Are they including the information they get off of your credit report?

Not only creditcheck Honolulu that, butthey did not fully disclosed who is included in the any of the nationwide consumer reporting companies. Wouldn't it had been shorted to say Experian, Equifax and TransUnion? So whoever these any are, the privacy statementgoes on to saythey will share your personal information with their affiliates.And heaven only knows who all their affiliates are. The Privacy Policy continues (emphasis added by ACCESS): Central Source, or the nationwide consumer creditcheck Honolulu credit reporting companies, may also disclose any of the information collected, as described above, to affiliates of creditcheck Honolulu nationwide consumer credit reporting companies, which creditcheck Honolulu are companies that are related to one of them by common ownership or affiliated with one of them by common control, or to the creditcheck Honolulu associated consumer reporting companies who utilize creditcheck Honolulu a nationwide consumer reporting company system and that may have information about you. credit report card

The information collected, as creditcheck Honolulu described above, may also be received by third parties providing services to Central Source in connection with processing your requests for free credit file disclosures or other services (for instance, creditcheck Honolulu the entity hosting our website).

They creditcheck Honolulu should be able to list who creditcheck Honolulu those third parties are, as well creditcheck Honolulu as, list all the other services creditcheck Honolulu they are referring to. The 2003 revisions to the FCRA allows for affiliate sharing, however, it also requires the CRA's to clearly and conspicuously disclosed that they will be creditcheck Honolulu sharing your most personal and private information. To hide this fact, buried in a 4 page privacy statement is neither clear or conspicuous. The FCRA also requiresthemto provide consumers a simple method to opt-out ofsharing.Of which the site fails to comply.

We believe an online site, especially one delivering credit reports, should provide an online opt-out feature. Consumers who creditcheck Honolulu want to take advantage of the new law and maintain their privacy at the same time are better served by calling 877-322-8228.

According to creditcheck Honolulu the recorded information on this line, information provided via the phone will only be used for the purpose creditcheck Honolulu of fulfilling a credit report request. free credit check history